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This quote is valid for 21 days. All prices include GST and applicable Govt levies.
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Is there more than one self-contained dwelling in the house?
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Is any part of the property under renovation or alteration, or is partly built?
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Structural work involves the removal of external walls or roof, or affects load-bearing walls and foundations
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Proposed start date

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The house

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Sorry, this policy doesn't cover you if you use the property for certain business purposes. Visit our AMI Business Insurance page or call 0800 782 838 to get the right cover.
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Sorry, this policy doesn't cover you if you use the property for certain business purposes. Visit our AMI Business Insurance page or call 0800 782 838 to get the right cover.
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Do you have more than $10,000 stock for sale?
Sorry, this policy doesn't cover you if you use the property for certain business purposes. Visit our AMI Business Insurance page or call 0800 782 838 to get the right cover.
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Do you use, store or stock flammable or hazardous materials?
Sorry, this policy doesn't cover you if you use the property for certain business purposes. Visit our AMI Business Insurance page or call 0800 782 838 to get the right cover.
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Please make a selection
Sorry, this policy doesn't cover you if you use the property for certain business purposes. Visit our AMI Business Insurance page or call 0800 782 838 to get the right cover.

Owners and occupants

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Based on your answers, we believe Premier Rental Property insurance (Landlords Insurance) might be a better product for your needs.
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This policy covers the contents owned by the tenant.
Does more than one tenancy operate at the property?
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Is the tenancy agreement short-term of 30 days or less?
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Do you share with non-family members?
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Please check that your date of birth is entered correctly, e.g. 24/07/1971.
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It is important that your policy covers all owners of the property. If you need to add more co-owners or trustees please call us on 0800 100 200 with your quote number.

Multisaver discount

If you, your partner or spouse have one or more other policies with AMI, you may qualify for a multisaver discount. Please select any other policies you may already have with AMI.

Details of the house

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Has the property had any previous damage caused by, or has the council identified it as being at risk from any natural hazard, such as flooding, inundation, landslip, erosion or subsidence?
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To what standard is your house designed and built? Choose the closest match to the standard of your house.
Choose the closest match to the standard of your house.
  • Ordinary
  • Quality
  • Prestige
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Ordinary

  • Standard design for the time it was built
  • Laminated kitchen bench tops and cupboard doors
  • Basic appliances and tapware
  • Framed shower screens or over bath shower only
  • Basic aluminium windows
  • Flush faced doors without skirtings
  • Simple steel door handles, locks etc
  • Simple architraves and skirtings on interior walls
  • Plain ceilings and cornices
  • Simple ceramic tiling
  • Simple electrical facilities

Quality

  • Architectural designer or custom builder design
  • Granite or laminated timber kitchen bench tops
  • Vinyl or polyurethane kitchen cupboard doors
  • European appliances and tapware
  • Semi framed or frameless shower screens
  • Timber or quality aluminium windows
  • Some double glazing
  • Feature doors
  • European door furniture
  • Larger architraves and skirtings
  • Decorative ceilings and cornices
  • Some porcelain tiling (floor to ceiling)
  • Good standard of electrical facilities and fittings
  • Underfloor heating in bathroom areas

Prestige

  • Architectural design
  • Special design features such as curved walls or specialty staircase
  • Granite kitchen bench tops
  • Polyurethane or solid timber kitchen cupboard doors
  • European appliances and tapware
  • Frameless shower screens
  • Timber or improved aluminium windows
  • Double glazing
  • Custom-made doors
  • European door furniture
  • Larger architraves and skirtings
  • Decorative ceilings and cornices
  • Underfloor heating
  • Stone tiling (floor to ceiling)
  • Extensive electrical facilities
Is your house built on flat or sloping land?
  • Flat & Gentle
  • Moderate
  • Severe
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Please check the date your home was built is entered correctly, e.g. 1971
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Has the original wiring been replaced with TPS wiring?
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Has the original piping been replaced with PVC piping?
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Has the original piles been replaced (or checked and confirmed as being in good condition)?
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Have the wall linings been fitted with plasterboard or similar?
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Has the original roof been replaced (or checked and confirmed as being in good condition)?
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Has any part of the property been classified by Heritage New Zealand as being of historic significance?
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Does the Council classify any part of this property (or the area in which the property is located) as being of heritage value?
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Please check the date your house was purchase is entered correctly, e.g. 1971
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Was the house the subject of a mortgagee sale?
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Sorry, we're unable to complete your quote online as we require further information about the property. Please call us on 0800 100 200 to speak to one of our consultants
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Please tell us the floor area of your home in square meters. Please use numbers only, e.g. 400.
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Does your house have a freestanding garage?
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Please tell us the floor area of your garage in square meters. Please use numbers only, e.g. 50.
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The policy covers retaining walls up to $20,000 and recreational features (e.g. fixed spa pool, in ground swimming pool or tennis court) up to $40,000.

This policy currently does not cover any:
  • Private utility plant and associated equipment, other than solar power or heating (e.g. Wind or water mills or diesel generators)
  • Cable car and its associated equipment
  • Bridge or culvert, permanent ford or dam
  • Wharf, pier, landing or jetty
Do you need cover for any items worth more than these limits or currently not covered?
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Sum insured

Enter numbers only (no commas or decimals)
$
Please enter a dollar figure, e.g. 500000.
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Please call us on 0800 100 200, to speak to one of our consultants, so that we may ensure you have the best cover for your home.
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Do you want to pay to have no excess on claims for breakage of glass or sanitary fixtures?
Do you want to pay to have no excess on claims for breakage of glass or sanitary fixtures?
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Quote number
Discounts
Multi-Saver discount applied*
Adjust your policy excess. The excess is the amount you will need to pay if you make a claim. Choosing a higher excess will lower your premium. Choosing a lower excess will increase your premium. Find the excess that works the best for you.
The excess is the amount you will need to pay if you make a claim. Choosing a higher excess will lower your premium. Choosing a lower excess will increase your premium. Find the excess that works the best for you.

Optional add-ons

Breakage of glass or sanitary fixtures excess buyout

Summary

Policy start date
Total house sum insured

Details of the house

Address
Self contained units
Usage
Occupancy
Building type
Building construction
Roof construction
House standard
Slope of land
Year built
Year of purchase
Floor area of house m2
Floor area of freestanding garage m2
Number of storeys

These premiums are indicative only, based on the information you've provided. In order to calculate an accurate premium, determine any excesses or discounts and offer insurance, we just need to ask a few more questions.

This quote is valid for 21 days. All prices include GST and applicable Govt levies.

Important information

You must give us accurate and complete information, so we can decide whether or not to accept your application and what terms. If you don't, we may reduce your claim, or treat your policy as void from the outset. If anything changes, you must also tell us.

We collect and use your information on any policy on which you're named, for insurance-related and marketing purposes. We may disclose it to our suppliers, your financiers and the insurance industry, including the Insurance Claims Register which holds information on claims.

If you give us information about someone else, you confirm you've got their permission, and their information may be treated in the same way as yours.

In addition to any right to cancel contained within your policy document, you have the right to cancel this policy within 5 working days of receipt of your agreement and we'll provide a full refund of any premiums that you have paid. You can cancel by calling or writing to us.

AMI is a business division of IAG New Zealand Limited, which has received a financial strength rating of AA- from Standard and Poor's (Australia) Pty Ltd. This means we have a ‘Very Strong' claims paying ability. As a customer, this is important to you as it's your reassurance that we will be able to pay your claims now and in the future.

Read more about AMI's financial strength rating

Our full privacy policy

Website terms of use

Clicking 'Buy online' means you have read all the information above, including AMI's financial strength rating, privacy policy and website terms of use.

Sorry, we're unable to complete your application online as we require further information about your claims history. Please call us on 0800 100 200 to speak to one of our consultants.
*We have applied Multisaver discount on the understanding you, your spouse or partner has insurance with us.
*We have applied the highest level of Multisaver discount on the understanding you, your spouse or partner has insurance with us.

Discounts apply to AMI premium net of Government levies and GST and other discounts (if any). Note that discounts may be impacted by a minimum premium, should this apply.

Your quote reference number is:

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Their mailing address
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It is important that your policy covers all owners of the property. If you need to add more co-owners or trustees please call us on 0800 100 200 with your quote number.

Declarations

In the last five years have you, your partner or spouse, co-owners, or any other person residing with you, whether as an individual or as part of a corporate entity such as a business or trust:
Made an insurance claim or suffered loss of or damage to house or contents at any address?
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Had an insurance claim declined?
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Had insurance cancelled, renewal refused, any restrictive policy term applied or any penalty excess imposed?
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In the last seven years have you, your partner or spouse, co-owners, or any other person residing with you, committed a criminal offence or been convicted of, or are awaiting prosecution for, a criminal offence?
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Additional information

Has a Code Compliance Certificate been issued?
Sorry, we are unable to complete your insurance application online as a Code Compliance Certificate has not yet been issued. Please call us on 0800 100 200 to speak with one of our consultants.
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Do you have a home loan or mortgage on this property?
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Please make a selection
Has there been any theft at this address in the last 12 months?
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Are there double-key deadlocks fitted to all external doors to the house and/or garage?
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Is the house watertight, structurally sound, secure and well maintained?
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Does the house have a functioning bathroom and kitchen?
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Your quote reference number is:

For the property at

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Turning insurance speak into real language

The last thing you want is an insurance policy you don’t understand. So we created ‘The Real Guide to Insurance’, an online tool to help explain those little things you want to know more about.

If you want to talk to us about this policy or your insurance needs, please email info@ami.co.nz or call us on 0800 100 200, and we’ll be happy to help. Please provide this reference number .

The team at AMI

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