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The house

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Working from home for an employer does not count as business use.
Sorry, this policy doesn't cover you if you use the property for certain business purposes. Visit our AMI Business Insurance page or call 0800 782 838 to get the right cover.
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Sorry, this policy doesn't cover you if you use the property for certain business purposes. Visit our AMI Business Insurance page or call 0800 782 838 to get the right cover.
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Sorry, this policy doesn't cover you if you use the property for certain business purposes. Visit our AMI Business Insurance page or call 0800 782 838 to get the right cover.
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Sorry, this policy doesn't cover you if you use the property for certain business purposes. Visit our AMI Business Insurance page or call 0800 782 838 to get the right cover.
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Please make a selection
Sorry, this policy doesn't cover you if you use the property for certain business purposes. Visit our AMI Business Insurance page or call 0800 782 838 to get the right cover.

Owners and occupants

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Based on your answers, we believe Premier Rental Property insurance (Landlords Insurance) might be a better product for your needs.
Sorry, we're unable to complete your quote online as we require further information about your property. Please call us on 0800 100 200 to speak to one of our consultants.
This policy covers the contents and chattels owned by the landlord.
This policy covers the contents owned by the tenant.
Sorry, we're unable to complete your quote online as we require further information about your property. Please call us on 0800 100 200 to speak to one of our consultants.
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Sorry, we're unable to complete your quote online as we require further information about your property. Please call us on 0800 100 200 to speak to one of our consultants.
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Stop do not pass Go or collect $200
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Sorry, we're unable to complete your quote online as we require further information about you. Please call us on 0800 100 200 to speak to one of our consultants.
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Please check that your date of birth is entered correctly, e.g. 24/07/1971.
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Remove other
It is important that your policy covers all owners of the property. If you need to add more co-owners or trustees please call us on 0800 100 200 with your quote number.

Alarms

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Multisaver discount

Status

Why choose AMI?

These are included in your policy at no extra cost:
  • Personal liability if you damage someone else's property up to $1 million
  • Cover for jewellery or watch up to $3,000 per item ($15,000 total)
  • Credit card, debit card illegal use cover up to $1,000
  • Cover for business equipment up to $1,500
  • Cover for canoes and small watercraft up to $500
  • Storage after loss up to $2,000
  • Key and Lock cover up to $500
View all benefits
  • Personal liability if you damage someone else's property up to $1 million
  • Cover for jewellery or watch up to $1,000 per item ($15,000 total)
  • Credit card, debit card illegal use cover up to $1,000
  • Cover for business equipment up to $1,500
  • Cover for canoes and small watercraft up to $500
  • Key and Lock cover up to $250
View all benefits
  • Retaining walls automatically covered up to $20,000 in total.
  • Recreational Features are automatically covered up to $40,000 in total for all features combined.
  • If you lose your keys, or they are stolen or illegally copied, we will pay up to $1,000 to replace both the keys and their locks
  • House is covered for repair or replacement up to the Sum Insured amount
View all benefits
  • Damage to someone else's property covered up to $1 million
  • Damage to tenants' contents covered up to $20,000
  • Sudden accidental damage cover
  • Hidden gradual damage cover up to $1,500
View all benefits

Details of the house

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Sorry, we're unable to complete your quote online as we require further information about your house. Please call us on 0800 100 200 to speak to one of our consultants.
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Please check the date your home was built is entered correctly, e.g. 1971
Sorry, we're unable to complete your quote online as we require further information about your house. Please call us on 0800 100 200 to speak to one of our consultants.
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Why choose AMI?

These are included in your policy at no extra cost:
  • Personal liability if you damage someone else's property up to $1 million
  • Cover for jewellery or watch up to $3,000 per item ($15,000 total)
  • Credit card, debit card illegal use cover up to $1,000
  • Cover for business equipment up to $1,500
  • Cover for canoes and small watercraft up to $500
  • Storage after loss up to $2,000
  • Key and Lock cover up to $500
View all benefits
  • Personal liability if you damage someone else's property up to $1 million
  • Cover for jewellery or watch up to $1,000 per item ($15,000 total)
  • Credit card, debit card illegal use cover up to $1,000
  • Cover for business equipment up to $1,500
  • Cover for canoes and small watercraft up to $500
  • Key and Lock cover up to $250
View all benefits
  • Retaining walls automatically covered up to $20,000 in total.
  • Recreational Features are automatically covered up to $40,000 in total for all features combined.
  • If you lose your keys, or they are stolen or illegally copied, we will pay up to $1,000 to replace both the keys and their locks
  • House is covered for repair or replacement up to the Sum Insured amount
View all benefits
  • Damage to someone else's property covered up to $1 million
  • Damage to tenants' contents covered up to $20,000
  • Sudden accidental damage cover
  • Hidden gradual damage cover up to $1,500
View all benefits

Contents cover

Status

The policy covers sudden and accidental physical loss or damage to your contents while at home, or while temporarily away from home for use anywhere in New Zealand. Most things are insured for repair or replacement.

The policy covers watches and jewellery up to $1,000 per item, bicycles and cameras up to $2,000 per item, collections up to $2,000 in total, paintings, ornaments and works of art up to $2,000 per item, money, vouchers or stored value cards up to $250 in total, unset precious stones up to $1,000 in total, and $15,000 for all jewellery which is not specified on the schedule. The value of any specified items is included in the contents sum insured.

Specified items

Most of your contents will be covered without having to specify them. However if you own something listed below that’s above the specified item limit you’ll need to add this to your policy. If you don’t the most you will get is the amount listed below.
Contents type Limit Item over limit?
$ Add item
To add items in the below categories over their limits, please call us directly on 0800 100 200.
Money, vouchers, or stored value cards in total $250 To add items in these categories over their limits, please call us directly on 0800 100 200.
Unset precious stones $1000
Unspecified jewellery in total $15,000
Items that aren’t included in the above categories e.g. bicycles, dentures, musical instruments, electronics and hearing aids are automatically covered in your general contents sum insured.

Add item

{description}

over ${limit}
Item name:
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The item name is not long enough. It must be more than 4 characters long.
The item name is too long. It must be no more than 140 characters.
value:
$
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Please enter a valid dollar amount.
Sorry, we're unable to complete your quote online as your camera items exceed what is allowed for an online application. Please call us on 0800 100 200 to speak to one of our consultants.
Sorry, we're unable to complete your quote online as your collection item sum insured exceeds what is allowed for an online application. Please call us on 0800 100 200 to speak to one of our consultants.
Sorry, we're unable to complete your quote online as your jewellery items exceed what is allowed for an online application. Please call us on 0800 100 200 to speak to one of our consultants.
Sorry, we're unable to complete your quote online as your paintings, ornaments and works of art items exceed what is allowed for an online application. Please call us on 0800 100 200 to speak to one of our consultants.
Sorry, we're unable to complete your quote online as your watch items exceed what is allowed for an online application. Please call us on 0800 100 200 to speak to one of our consultants.
You don't need to specify this item on your policy as it's value is under the required limit.
Note: Please be aware that proof of ownership such as a purchase receipt or a NZ valuation may be requested in the event of a claim for this item.

Your specified items

over $
$
Sorry, we're unable to complete your quote online as your specified items exceed what is allowed for an online application. Please call us on 0800 100 200 to speak to one of our consultants.
Sorry, the total value of your specified items exceeds what we can do online. Please call us on 0800 100 200 to speak to one of our consultants.
Sorry, we're unable to complete your quote online as the total value of your watch and jewellery items exceeds what we can do online. Please call us on 0800 100 200 to speak to one of our consultants.

Total contents

Status
Enter numbers only (no commas or decimals)
$
Please use numbers only, e.g. 80000.
Sorry, we're unable to complete your quote online as we require further information about the property's usage. Please call us on 0800 100 200 to speak to one of our consultants.
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Sorry, we're unable to complete your quote online as we require further information about your property. Please call us on 0800 100 200 to speak with one of our consultants.

If you'd like some help working out the cost of replacing your contents, please use this handy online calculator.

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Why choose AMI?

These are included in your policy at no extra cost:
  • Personal liability if you damage someone else's property up to $1 million
  • Cover for jewellery or watch up to $3,000 per item ($15,000 total)
  • Credit card, debit card illegal use cover up to $1,000
  • Cover for business equipment up to $1,500
  • Cover for canoes and small watercraft up to $500
  • Storage after loss up to $2,000
  • Key and Lock cover up to $500
View all benefits
  • Personal liability if you damage someone else's property up to $1 million
  • Cover for jewellery or watch up to $1,000 per item ($15,000 total)
  • Credit card, debit card illegal use cover up to $1,000
  • Cover for business equipment up to $1,500
  • Cover for canoes and small watercraft up to $500
  • Key and Lock cover up to $250
View all benefits
  • Retaining walls automatically covered up to $20,000 in total.
  • Recreational Features are automatically covered up to $40,000 in total for all features combined.
  • If you lose your keys, or they are stolen or illegally copied, we will pay up to $1,000 to replace both the keys and their locks
  • House is covered for repair or replacement up to the Sum Insured amount
View all benefits
  • Damage to someone else's property covered up to $1 million
  • Damage to tenants' contents covered up to $20,000
  • Sudden accidental damage cover
  • Hidden gradual damage cover up to $1,500
View all benefits

Prices include GST and applicable Government levies.

Your quote reference number is: QTE614220543

$
per month
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or per quarter by direct debit
or per year by credit card

Paying annually means you pay less.
has been applied
We have applied Multisaver discount on the understanding you, your spouse or partner has insurance with us.
We have applied the highest level of Multisaver discount on the understanding you, your spouse or partner has insurance with us.

Discounts apply to AMI premium net of Government levies and GST and other discounts (if any). Note that discounts may be impacted by a minimum premium, should this apply.

Or call 0800 100 200 with
your reference number

The excess is the amount you will need to pay if you make a claim. Choosing a higher excess will lower your premium. Find the excess that works the best for you.

Summary

Policy start date

Specified items

 

Total contents sum insured

Total contents sum insured

Optional add-ons

Matching carpet cover

Details of the house

Address
Usage
Occupancy
Professionally installed alarm
Building type
Building construction
Year built

These premiums are indicative only, based on the information you've provided. In order to calculate an accurate premium, determine any excesses or discounts and offer insurance, we just need to ask a few more questions.

This premium estimate is valid for the date it was generated.

Important information

You must give us accurate and complete information, so we can decide whether or not to accept your application and what terms. If you don't, we may reduce your claim, or treat your policy as void from the outset. If anything changes, you must also tell us.

We collect and use your information on any policy on which you're named, for insurance-related and marketing purposes. We may disclose it to our suppliers, your financiers and the insurance industry, including the Insurance Claims Register which holds information on claims.

If you give us information about someone else, you confirm you've got their permission, and their information may be treated in the same way as yours.

In addition to any right to cancel contained within your policy document, you have the right to cancel this policy within 5 working days of receipt of your agreement and we'll provide a full refund of any premiums that you have paid. You can cancel by calling or writing to us.

AMI is a business division of IAG New Zealand Limited, which has received a financial strength rating of AA- from Standard and Poor's (Australia) Pty Ltd. This means we have a ‘Very Strong' claims paying ability. As a customer, this is important to you as it's your reassurance that we will be able to pay your claims now and in the future.

Read more about AMI's financial strength rating

Our full privacy policy

Website terms of use

Clicking 'Buy online' means you have read all the information above, including AMI's financial strength rating, privacy policy and website terms of use.

Sorry, we're unable to complete your application online as we require further information about your claims history. Please call us on 0800 100 200 to speak to one of our consultants.

Why choose AMI?

These are included in your policy at no extra cost:
  • Personal liability if you damage someone else's property up to $1 million
  • Cover for jewellery or watch up to $3,000 per item ($15,000 total)
  • Credit card, debit card illegal use cover up to $1,000
  • Cover for business equipment up to $1,500
  • Cover for canoes and small watercraft up to $500
  • Storage after loss up to $2,000
  • Key and Lock cover up to $500
View all benefits
  • Personal liability if you damage someone else's property up to $1 million
  • Cover for jewellery or watch up to $1,000 per item ($15,000 total)
  • Credit card, debit card illegal use cover up to $1,000
  • Cover for business equipment up to $1,500
  • Cover for canoes and small watercraft up to $500
  • Key and Lock cover up to $250
View all benefits
  • Retaining walls automatically covered up to $20,000 in total.
  • Recreational Features are automatically covered up to $40,000 in total for all features combined.
  • If you lose your keys, or they are stolen or illegally copied, we will pay up to $1,000 to replace both the keys and their locks
  • House is covered for repair or replacement up to the Sum Insured amount
View all benefits
  • Damage to someone else's property covered up to $1 million
  • Damage to tenants' contents covered up to $20,000
  • Sudden accidental damage cover
  • Hidden gradual damage cover up to $1,500
View all benefits
Your quote reference number is:

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It is important that your policy covers all owners of the property. If you need to add more co-owners or trustees please call us on 0800 100 200 with your quote number.

Declarations

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In the last five years have you, your partner or spouse, co-owners, or any other person residing with you, whether as an individual or as part of a corporate entity such as a business or trust:
Sorry, we're unable to complete your application online as we require further information about you. Please call us on 0800 100 200 to speak to one of our consultants.
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Sorry, we're unable to complete your application online as we require further information about you. Please call us on 0800 100 200 to speak to one of our consultants.
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Sorry, we're unable to complete your application online as we require further information about you. Please call us on 0800 100 200 to speak to one of our consultants.
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Sorry, we're unable to complete your application online as we require further information about you. Please call us on 0800 100 200 to speak to one of our consultants.
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Additional information

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Sorry, we are unable to complete your insurance application online as a Code Compliance Certificate has not yet been issued. Please call us on 0800 100 200 to speak with one of our consultants.
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Sorry, we're unable to complete your application online as we require further information about your property. Please call us on 0800 100 200 to speak to one of our consultants.
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Sorry, we're unable to complete your application online as we require further information about your property. Please call us on 0800 100 200 to speak to one of our consultants.
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Sorry, we're unable to complete your application online as we require further information about your property. Please call us on 0800 100 200 to speak to one of our consultants.
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Turning insurance speak into real language

The last thing you want is an insurance policy you don’t understand. So we created ‘The Real Guide to Insurance’, an online tool to help explain those little things you want to know more about.

If you want to talk to us about this policy or your insurance needs, please email info@ami.co.nz, call us on 0800 100 200 or pop into your local branch, and we’ll be happy to help.  Please provide this reference number .

The team at AMI

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